See Your Credit Union for A Pre-approved New Auto Loan! It will make buying a car easier. Get your financing done before going to the Dealer.
Check Kelley Blue Book for new car prices.
GAP protects you from financial loss in the event your automobile is totaled or stolen. It covers the difference between the market value of your car and the loan balance.
Loan balance after one year: $20,000.00
Value of car after one year: $15,000.00
Insurance settlement: $15,000.00
Deficiency balance: $5,000.00
GAP pays: $5,000.00
YOU OWE $0.00
Without GAP you would be responsible for the $5,000 balance.You can have this protection for $200.00. This amount can be added to you loan.
A Vehicle Service Agreement (VSA) from IWS may be the most cost-effective way to protect your investment in a new vehicle. Most major car repairs occur after the manufacturer’s warranty has expired. Plan now to save yourself from uncovered repairs down the road. Include the low cost of the program into your monthly loan payment. And not only is the IWS VSA broader coverage and up to 50% cheaper than dealers’ programs but it is also transferable, which may increase the resale value should you choose to sell your vehicle.
Speak with your Loan Officer for more details, or click HERE for a quote!